Retirement from work is an inevitable course in the life of an employee; at other times, though, work is cut short by an illness or an injury, which may either have a short or long debilitating effect. It is during these times when many employees experience the greatest financial sufferings due to their inability to work and earn the salary needed to sustain their families and themselves.
The Social Security Act, which was signed into law in 1935, was particularly aimed at this specific circumstance; and though it first served as a social insurance to address principally the problem of poverty among senior citizens during the 1930 Great Depression, changes and improvements in the act have caused its positive effects to ripple down to the present times so that it continues to greatly lessen the financial difficulties experienced during old age, injury / illness or unemployment.
To make sure, though, that Social Security benefits, in the right amount, are awarded to the right persons, application for claims have been made much stricter, resulting to rejections of majority of the claims even at their initial phases of filing. Having someone to help you, called a representative, in filing a claim, or hiring legal help for the same purpose, is oftentimes beneficial as this will ensure correctness in the process of your application. In the event that you get rejected or if you find that the amount of your benefit is below what you expect, Social Security allows appeals to be made, even via its official website, within 60 days after your receipt of the decision. The Social Security office will even tell you how to make the appeal correctly.
An appeal usually undergoes four levels:
- Reconsideration – is a comprehensive review of your claim; this is to be accomplished by people who did not take part in the first decision;
- Hearing by an Administrative law judge – a hearing is conducted if the claimant still disagrees with the decision reached after reconsideration. You can present new proofs or introduce witness who will help confirm your rights for your claim.
- Review by the Appeals Council – you can ask for this council to review the decision arrived at during the hearing if you are still not satisfied. The appeals council has the right, however, to reject your appeal if it finds the administrative law judge’s decision to be sound and correct. If it decides to consider your appeal, the council may either issue its own decision or return your case to the administrative law judge who will conduct a further review on your claim.
- Federal court review – not agreeing with the decision of the Appeals Council, especially if the council’s decision is to reject your appeal, a fourth option is available – a request for a federal court review. The Social Security office will inform you of whatever decision it arrives at, as well as instructions on how to raise your concern to the federal court.
A St. Ann, Missouri woman is suing her doctor and hospital after allegedly having a surgical procedure performed on the wrong side of her brain.
The woman was set to receive a left-sided craniotomy bypass, a surgery designed to restore blood flow to clogged areas of the brain, much like a coronary bypass does for the heart. Her neurosurgeon, however, incorrectly performed the operation on the right side of her brain, where it was unnecessary. This left the woman with continually poor blood flow in the left side of her brain while the right side of her cranium recovered from a surgery it did not need.
The hospital did not realize its mistake until nearly a week later, and promptly did the procedure on the correct portion of her brain. Sadly, as a result of the hospital’s carelessness, the woman has lost cognitive ability, cannot speak intelligibly, and now requires assistance for even menial tasks.
Clearly, the hospital has made a terrible mistake and has possibly ruined this 53-year-old woman’s life. The lawsuit seeks monetary compensation as well as punitive damages from the hospital and the neurosurgeon for their negligence and disregard for their patient’s safety.
The early part of the 20th century witnessed so many instances of unjust labor practices in matters concerning employment, promotion, wage issues, overtime pay and many others. A number of employees decided to expose these unlawful practices in the workplace even if the act of exposing them served as a threat to their very safety and work tenure, so long as they are able to put an end to such injustices and get what they rightfully deserve.
Acting to protect employees’ rights, the US government enacted laws, and improved them in the course of time – laws that were meant to safeguard employees from any form of discrimination in the workplace. Some of these laws include: the Fair Labor Standards Act or FLSA, also known as the Wages and Hours Bill, which congress passed into law in 1938 and which issues directives on child labor, recordkeeping, overtime pay and minimum wage; the Americans with Disabilities Act of 1990; the Age Discrimination in Employment Act of 1967; the Civil Rights Act of 1964; the Equal Pay Act of 1963, which states that opposite sexes whose works in the same company require equal responsibility, skill and effort, ought to be given the same pay; and, the U.S. Equal Employment Opportunity Commission (EEOC), which took effect in July of 1965 and which ensured the employment of job applicants and just treatment of employees.
Despite these laws, which ought to remove any form of discrimination and guarantee fair labor practice in all US states, many employers circumvent the law and get away with acts of illegality only because there is none willing to take the risk connected to exposing their unjust acts.
Gender issue is one type of workplace discrimination which leads to prejudice due to pregnancy and sexual harassment. Not being awarded the promotion that you rightfully deserve or being promised tenure and/or benefits in exchange for something; these and many other forms of sex-based discriminatory acts may seem harmless, but to the person directly affected they can cause psychological pressure that may change their attitude and outlook in life.
No matter what type of discrimination you may be experiencing in the workplace, you need to know that such act is punishable legally, if not administratively. US federal laws do not, and will not, turn a deaf ear to anyone complaining of injustice in the workplace. Put a stop to unjust labor practices for your sake and the sake of many others.
If there are areas in your home or office that need to be cleaned with utmost quality, professional cleaners are the people you can depend on. These expert cleaners don’t just ensure that your office and home are noticeably clean, but also make sure that all cleaned spaces and corners stay clean longer. They have modern equipment that help deliver fast, quality service, and they all act professionally and relate with all customers with courtesy and respect.
Cleaning experts render services in both commercial and residential areas. Services in commercial areas include water extraction & restoration, carpet cleaning, tile & grout cleaning, make ready (this is the fast preparation of your property for presentation or sale), janitorial service, move outs, strip & wax, and air duct cleaning. Homeowners can benefit from the following services in their residences: carpet cleaning, water extraction & restoration, upholstery cleaning, maid services, adding a custom wooden garage door, cleaning and maintenance of hardwood and natural stone floors, grout sealing & air duct cleaning, and tile & grout cleaning.
One cleaning service that you will find very useful is tile & grout cleaning, which will remove whatever accumulation of molds and other health pollutants there are between tiles. If not cleaned, these pollutants can make your flooring slippery, besides dirty and ugly, a possible cause for slip and fall accidents. However you may try, though, no amount of scrubbing and mopping would probably completely eliminate the dirt which has settled and solidified between the tiles and tile-surface. Grout cleaning is one particular job that ought to be left completely to cleaning experts. Professionals use modern, heavy-duty equipment that blasts very hot water on the tiles, melting or removing molds and all other dirt particles upon contact.
Make your tiles look brand new again through the expertise of professional cleaners – your best, fastest, and probably the only solution to a perfectly clean home or office.