Eligibility for Social Security Disability Insurance Benefits
Disabled individuals in the United States may be entitled to receive financial assistance in the form of disability benefits from the Social Security Administration (SSA). There are two main programs which administer this financial support: Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). The eligibility criteria for these two programs varies substantially, so it’s important to know what is necessary in order to understand which program to apply to.
The SSDI program is intended to provide financial assistance to workers who have become injured and cannot continue to support themselves. The amount of benefits to which those who are qualified to receive SSDI benefits are entitled is directly related to their earnings before the injury. Therefore, the state you work in can play a substantial role in the amount of benefits you can receive – an individual who works in South Carolina is likely to receive less than one who worked in New York.
Qualifying for SSDI Benefits
In order to be eligible to receive SSDI benefits, an applicant must meet the following criteria:
- Have a disabling condition
- Have worked a minimum amount of time
- Have worked in a job covered under the SSDI program
If these conditions are met, the individual is generally able to receive SSDI benefits, which can play a substantial role in helping to allay some of the worst costs and consequences of developing a serious disability. Additionally, there are certain circumstances in which the individual may be able to continue to receive SSDI benefits even if they do return to work.